When it comes to buying cars and avoiding car dealer scams I came across an application from the iTunes store for the iPhone. It is called the Four Square Car Loan Calculator by T3 Software. One of the most popular car dealer scams is to sell a car by the monthly payment. The car salesman is trained to keep the customer focused on the payment rather than the price, trade-in or interest rate.
If you have an iPhone be sure to download the Four Square application before you car shopping to avoid the payment buyer car dealer scam. Practically the same calculator that the car dealer uses during negotiation is now available on iPhone and iPod Touch. Four Square is a very simple and easy to use finance calculator. Enter a few numbers and you can easily figure out the monthly payment, down payment, interest rate, loan term or even how much car you can afford in a matter of seconds and avoid car buyer’s remorse.
Avoid the Payment Car Dealer Scam
Four Square comes with handy report that graphically displays the cost of purchase. Use it to compare loans and make sound financial decisions. You can even load 4 different scenarios for comparison to keep track of several deals at once, flexible data entry with everything on one screen. Trade in can be entered either as positive balance or amount owed. The car salesman will be dead in the water when they try to get in your pocket with payment car dealer scam.
This iPhone application is easy to use, simply click on any of the box to set its value. Leave a field blank or set its value to 0, then click on Calculate to figure out the
missing value. Beside the features of the finance calculator you can also avoid other
car dealer scams with the built in access to Kelly Blue Book automobile database over the Internet.
The Four Square Car Loan Calculator by T3 Software application does not have a place to enter the sales tax, title or license fees, but you can add them to the purchase price for a fairly accurate payment. The Four Square application is only $0.99, yes 99 cents. It will be the best 99 cents you ever spent, considering it can potentially save you thousands over the life of your car loan. You will know exactly how much the payment should be and avoid the car dealer scams that often takes hundreds or thousands of dollars out of the pocket of car buyers.