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	<title>Comments for Car Buying How To and More!</title>
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	<link>http://carbuyinghowto.com</link>
	<description>Your Insider Car Buying Website for Car Dealer Secrets, Car Buying Tips, Dealership Financing Scams, Steps to Buying a Car, Getting the Best Price on a Car, Avoiding Car Dealer Scams, Buying New Cars, Car Buying Secrets and More.....</description>
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		<title>Comment on The New Car Spot Delivery Scam by Michael</title>
		<link>http://carbuyinghowto.com/the-new-car-spot-delivery/comment-page-1/#comment-12859</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Sat, 28 May 2011 12:29:27 +0000</pubDate>
		<guid isPermaLink="false">http://carbuyinghowto.com/?p=607#comment-12859</guid>
		<description>I agree with the article, because of some of unscrupulous dealerships and corrupt sales reps most of them have to pay the price. I don&#039;t know how many dealers do this but it happened to me and it can happen to anyone. For you guys who sell for a living, if you are not like that don&#039;t take personally. Unfortunately the law doesn&#039;t protect the consumer yet! I am sure that no one would disagree that it is a big hassle to shop for a car just because of the dealership practices!</description>
		<content:encoded><![CDATA[<p>I agree with the article, because of some of unscrupulous dealerships and corrupt sales reps most of them have to pay the price. I don&#8217;t know how many dealers do this but it happened to me and it can happen to anyone. For you guys who sell for a living, if you are not like that don&#8217;t take personally. Unfortunately the law doesn&#8217;t protect the consumer yet! I am sure that no one would disagree that it is a big hassle to shop for a car just because of the dealership practices!</p>
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		<title>Comment on The New Car Spot Delivery Scam by Jim</title>
		<link>http://carbuyinghowto.com/the-new-car-spot-delivery/comment-page-1/#comment-11538</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Sat, 16 Apr 2011 00:30:33 +0000</pubDate>
		<guid isPermaLink="false">http://carbuyinghowto.com/?p=607#comment-11538</guid>
		<description>What about getting them out the door before they come out of the ether?</description>
		<content:encoded><![CDATA[<p>What about getting them out the door before they come out of the ether?</p>
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		<title>Comment on The New Car Spot Delivery Scam by David</title>
		<link>http://carbuyinghowto.com/the-new-car-spot-delivery/comment-page-1/#comment-8496</link>
		<dc:creator>David</dc:creator>
		<pubDate>Fri, 03 Dec 2010 21:52:07 +0000</pubDate>
		<guid isPermaLink="false">http://carbuyinghowto.com/?p=607#comment-8496</guid>
		<description>I agree with everything that Tex said AND the &quot;spot delivery&quot; is NOT a scam.  Here is my perspective on the spot delivery:  It serves 2 purposes 1.  People have no time anymore so hurrying to get their vehicle cleaned and gassed is a scam how? 2.  We want to get them financed and on their way before they change their mind, not because we ripped them off but they might think they have spent too much of THEIR MONEY, not that we CHARGED them too much!
People tell us how, who and what the vehicle is for, then we find that vehicle and work against our bosses to fit it into their budget.  They tell us what they will pay for it and if we can do that, then we ask for the business.  I work my butt off 60-75hrs a week to make $35-55K a year. From my 10yrs in this business (short time by most salespersons career) I believe that there are only about 10-15% of the dealers that might or are unscrupulous and take advantage of their customers.  Finally I know my spelling and punctuation are horrible but, writing is not my profession!  The author of this article is so uninformed on many levels!!!</description>
		<content:encoded><![CDATA[<p>I agree with everything that Tex said AND the &#8220;spot delivery&#8221; is NOT a scam.  Here is my perspective on the spot delivery:  It serves 2 purposes 1.  People have no time anymore so hurrying to get their vehicle cleaned and gassed is a scam how? 2.  We want to get them financed and on their way before they change their mind, not because we ripped them off but they might think they have spent too much of THEIR MONEY, not that we CHARGED them too much!<br />
People tell us how, who and what the vehicle is for, then we find that vehicle and work against our bosses to fit it into their budget.  They tell us what they will pay for it and if we can do that, then we ask for the business.  I work my butt off 60-75hrs a week to make $35-55K a year. From my 10yrs in this business (short time by most salespersons career) I believe that there are only about 10-15% of the dealers that might or are unscrupulous and take advantage of their customers.  Finally I know my spelling and punctuation are horrible but, writing is not my profession!  The author of this article is so uninformed on many levels!!!</p>
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		<title>Comment on Car Dealer Financing Scams by Jim</title>
		<link>http://carbuyinghowto.com/car-dealer-financing-scams/comment-page-1/#comment-8473</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Fri, 03 Dec 2010 01:51:41 +0000</pubDate>
		<guid isPermaLink="false">http://carbuyinghowto.com/?p=822#comment-8473</guid>
		<description>You could have your wife apply on her own to get a better rate and term. If you are traveling to buy a car that requires financing it would be a good idea to secure a loan from a local bank or credit union first.</description>
		<content:encoded><![CDATA[<p>You could have your wife apply on her own to get a better rate and term. If you are traveling to buy a car that requires financing it would be a good idea to secure a loan from a local bank or credit union first.</p>
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		<title>Comment on Car Dealer Financing Scams by Gene</title>
		<link>http://carbuyinghowto.com/car-dealer-financing-scams/comment-page-1/#comment-8459</link>
		<dc:creator>Gene</dc:creator>
		<pubDate>Thu, 02 Dec 2010 07:43:55 +0000</pubDate>
		<guid isPermaLink="false">http://carbuyinghowto.com/?p=822#comment-8459</guid>
		<description>Jim,

I am planing on buying a used car out of state. I live in Idaho and am thinking of buying a vehicle in Utah because there are some better deals down there than there are up here. This informative article gave some advice as to &quot;wait 2-3 days&quot; to get my loan approved. However I would like to complete the transaction and get my vehicle the same day if not the next. What would your advice be in this situation? 

Also my wife and I are planing to apply for the loan together.  We are looking at a cars for the price of $6000 with a $2000 down but my credit score is between bad and fair (560-600 range) and she has a better credit score between fair-good.  And does it matter if she just applies for the loan or do we both have to? Because in theory her better credit score would get her a better ARP and better chance on getting a loan. Right? 

Also would it be better to apply for a loan at a local credit union/bank where we live and then go to Utah and get a car? Or go down and get a loan from the dealer? 

I just have many questions. Hopefully this makes sense. If you could give some feedback that would be appreciative. Thank you.</description>
		<content:encoded><![CDATA[<p>Jim,</p>
<p>I am planing on buying a used car out of state. I live in Idaho and am thinking of buying a vehicle in Utah because there are some better deals down there than there are up here. This informative article gave some advice as to &#8220;wait 2-3 days&#8221; to get my loan approved. However I would like to complete the transaction and get my vehicle the same day if not the next. What would your advice be in this situation? </p>
<p>Also my wife and I are planing to apply for the loan together.  We are looking at a cars for the price of $6000 with a $2000 down but my credit score is between bad and fair (560-600 range) and she has a better credit score between fair-good.  And does it matter if she just applies for the loan or do we both have to? Because in theory her better credit score would get her a better ARP and better chance on getting a loan. Right? </p>
<p>Also would it be better to apply for a loan at a local credit union/bank where we live and then go to Utah and get a car? Or go down and get a loan from the dealer? </p>
<p>I just have many questions. Hopefully this makes sense. If you could give some feedback that would be appreciative. Thank you.</p>
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		<title>Comment on Car Dealer Financing Scams by TOSHA BERRY</title>
		<link>http://carbuyinghowto.com/car-dealer-financing-scams/comment-page-1/#comment-2995</link>
		<dc:creator>TOSHA BERRY</dc:creator>
		<pubDate>Sat, 24 Jul 2010 19:27:44 +0000</pubDate>
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		<description>THANX JIM</description>
		<content:encoded><![CDATA[<p>THANX JIM</p>
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		<title>Comment on Should I Be Buying a Demo Car by Jim</title>
		<link>http://carbuyinghowto.com/should-i-be-buying-a-demo-car/comment-page-1/#comment-2981</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Fri, 23 Jul 2010 11:44:51 +0000</pubDate>
		<guid isPermaLink="false">http://carbuyinghowto.com/?p=1317#comment-2981</guid>
		<description>Hi Bill, 

You are correct. Sometimes demos are a good deal. It really depends on the buyer.</description>
		<content:encoded><![CDATA[<p>Hi Bill, </p>
<p>You are correct. Sometimes demos are a good deal. It really depends on the buyer.</p>
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