When you think about buying a car the last thing you probably think about is the fact that you are making a commitment. Whether you are paying cash or you are financing for 60 months you are making a commitment of sorts when you buy a car. It might not be a huge commitment, but nonetheless it is still a commitment. If money is not a concern for you then this type of commitment is not a big deal. However, if you are like so many other car buyers, money matters so make sure you think about your purchase carefully.
You might even compare a car buying commitment to a marriage in a way. Your partner can make your life good or they can make it bad the same way that buying a car can. When you have car problems it can be a real headache even if the problem is covered under warranty. However on the other hand it can provide years of devoted service without a problem.
Commitments and Consequences
Of course you can get out of a bad car buying commitment, but it will cost you the same way it would cost you to get out of a bad marriage. I am not saying that buying an automobile is as large a commitment as a marriage, but it does have many parallels. So when it comes to buying a car, just as you would when it comes to deciding to marry some one, be sure to think about all the outcomes and possibilities before you jump in with both feet.
Think about all the possible scenarios in your life where you might want to get out of that commitment to staying in for the long haul and especially if you finance a vehicle for 48 or 60 months. Of course you can trade-in a car with an upside down loan, but you will pay dearly. It is hard to say where you will be and how your needs may change over the next 4 or 5 years. Get out early and you will surely loose money on depreciation (on the car of course). Take good care of your vehicle, follow the automakers service schedule and hopefully it will provide you with years of service much like a well-chosen partner.
All in all buying a car is a commitment and not one that should be taken lightly. Remember it can make your life miserable with mechanical problems or monthly payments that require you to stretch every month and have to skip doing things you enjoy doing like going out for dinner and a show with your spouse or significant other. Don’t forget about the insurance costs, fuel costs and having to deal with car buyer’s remorse every time you turn the key. Think it over carefully before you sign on the line because your car buying commitment can come back to haunt you down the road.
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